Andhra   bank

Profit After Tax =  434.98

Net Worth  =   Capital +  reserves

                     =    589.61  +  8147.84

                     =  8737.45 ->  Net Worth  

Return On Equity  =   PAT  %  NW

                                =   434.98 %  8737.45

                                =    0.049  =   0.05 (ROE)

Net Assets  =  Fixed Assets  +  Other Assets

                     =  433.93  +  4516.56

                     =   4950.49  -> NA

EBIT  =  PAT + Interest Expended +  Tax

          =   434.98 +  10559.98 +  298.00

          = 11292.96 -> EBIT

EBIT %  NA  =  11292.96  % 4950.49  =  2.28

NA  %  NW  =   4950.49   %  8737.45

                      =    0.566

PAT %  EBIT =  434.98 %  11292.96  =  0.038

ROE =  PAT% NW = EBIT % NA * PAT % EBIT * NA% NW

        =  0.05  =   2.28 * 0.038 *  0.566

                      =  0.049 = 0.05

Net Present After Tax  -  Equity Dividend

                           434.98  -  11.00

                        =    423.98  - > Retained Earnings

RE %  NW  =  423.98  %  8737.45

                    =   0.048  =  0.05

PAT  %  NW  =  434.98  %  8737.45

                        =   0.049

RE  %  PAT  =  423.98  %  434.98  =  0.97

Δ NW  %  NW = RE % NW = PAT % NW * RE % PAT

                          =  0.05   =  0.049  *  0.97

                           =   0.0475  =  0.05